And did you do your own Christmas picture this year? I remember you said you were having a hard time convincing Rocky.
Ya we did it ourselves. We took this at Dalton's Preschool Christmas program.
We've followed Dave Ramsey's plan. If you are really interested, head to the library and check out his books. Or find a class and join in. It's worth every penny.The short story is that we quit spending money we didn't have. We threw away our credit cards. We made a budget and stuck to it. Good luck. If you have specific questions, please let me know. I am happy to help!
Awwww, what a sweet looking family...
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